TERMINAL BENEFITS TO NOK ON DEATH OF OFFICER AFTER RETIREMENT
FAMILY PENSION 1. Ordinary Family Pension.Ordinary Family pension is entitled to the widow and after her death, to eligible children, in case of death of the officer who was in receipt of pension. A son is entitled for Family Pension upto 25 years of age/marriage or earning more than Rs. 3500/- per month. Unmarried/Widowed/divorced daughters are entitled to family pension for life, or till their re-marriage/earning more than Rs. 3500/- per month. The PPO issued to an officer on retirement includes family pension admissible to the widow of officer in case of his death. In such cases, the widow is only required to intimate the death of her husband to the Pension Disbursing Authority
2. Entitlement. The widow is entitled to draw Ordinary Family Pension after death of her husband at the rate of 30% of last pay drawn by the officer ie 60% of the pension drawn by the pensioner.
3. Ordinary Family Pension at Enhanced Rate. In case the officer dies within 7 years of retirement or before completing the age of 67 years, the widow.is paid Family Pension at enhanced rate, which is 50% of the last pay drawn, for a maximum period of 7 years or till the officer would have attained the age of 67 years, whichever is earlier. W.e.f. 01.01.2006 in case of death in harness, enhanced pension will be granted for 1O years.
4. Ordinary FamilyPension on Re-marriage. W.e.f. 01.01.2006 Ordinary Family Pension in case of childless widow will continue after remarriage.
5. Special Family Pension .Admissible in case of death of an officer on account of causes attributable to or aggravated by Military service. The widow is entitled to special Family Pension at the uniform rate of 60% of reckonable emoluments last drawn by the deceased officer, subject to a minimum of Rs.7,000/-.
6. Authorisation of Special Family Pension to pre- 01.01.1996 re-married widows. Special Family Pension has been authorized to pre 01.01.1996 re-married widows vide Government of India letter No. 1(1)/2001/D (Pen/Policy) dated 20 January 2009 whose Special Family Pension was stopped on re-marriage. (The provisions of GOI letter of 31 January 2001 did not cover pre 01.01.1996 re-married widows and their Special Family Pension remained discontinued till now).
7. Additional Family Pension to old Family Pensioners. The quantum of family pension available to the old family pensioners shall be increased as follows :
| Age of Family Pensioner | Additional Quantum of Family Pension |
| From 80 years to less than 85 years | 20% of basic family pension |
| From 80 years to less than 90 years | 30% of basic family pension |
| From 90 years to less than 95 years | 40 % of basic family Pension |
| From 95 years to less than 100 years | 50% of basic family pension |
| 100 years or more | 100% of basic family pension |
ALLOWANCES RELATED TO GALLANTRY AWARDS
8. Payment of MonetaryAllowances in Respect of Gallantry Awards. Monetary allowances entitled to gallantry award winners shall continue to be paid to NOK after demise of the award winner. (Auth :- GOI, MOD letter No 3(6)/93/d (ceremonial) dated31 Jan 1995). However, Dearness Allowanceis not admissible on monetary allowancefor gallantry awards.
Rates of Monetary Allowance for Gallantry Awards. The current rates for monetary allowance for gallantry awards are as under :-| | Param Vir Chakra Ashok Chakra | Rs 10,000/- Rs 6,000/- |
| | Maha Vir Chakra Kirti Chakra | Rs 5,000/- Rs 4,500/- |
| | Vir Chakra Shaurya Chakra Sena Medal(G) | Rs 3,500/· Rs 3,000/- Rs 1,000/- |
9. AGIF Extended insurance Scheme The Extended Insurance Scheme of AGIF covers erstwhile members, in caseof death up to a specified period after retirement I release. Officers who retiredafter 1 Jul 1999 arecovered up to Rs 3 lakhs in case of death up to 20 years after retirement I release or up to 72 years of age, whichever is earlier. Towards this end, a deduction Is made from the maturity benefits at the time of retirement and an Extended InsuranceCertificate is issued.
10. With effect from 30 June 2009, the Extended Insurance Cover has been increasedto Rs lakhs . Thescheme has again undergonerevision from 31 Jul 2010, whereby the one time subscription will be refunded without interestto surviving members after a period of 26 years after retirement or 75 yearsof age, whichever is earlier. Members who have retired prior to 31 July 2010 will continue .to be coveredunder the scheme as mentioned in their Extended Insurance Certificate and refund of one time subscription will not be applicable to them.
11. In case of re-employed officers, the El Cover remains suspended during the re-employed service and they are covered for insurancebenefits as other serving officers. On cessation of re employed service, the pro-rata premium on account of El Cover for the suspended period of service, is refunded along with Maturity Benefits for the re-employed service. The El Cover becomes operative for the ·amount and upto the date admissible in accordance with El Certificate issued initially.
AOBF PlatinumI DemiseGrant
12. With effect from 1 Aug 1997, the Octogenarian I Demise Grant has been increased to Rs 50,000/- ·and the age of payment reduced from 80 yearsto 75 years. It hasalso been re-designated as Platinum I Demise Grant. It will now be paid at 75 years of age, or demise of the officer, whicheveris earlier. The payment is to be made on a sliding scale linked to service rendered by the officer as under :-
(a) Below 5 yrs of service NIL
(b) 5 to 10 years of service 12500
(c) 15 to 20 Years of service 25000
(d) 20 years or moree of commissioned service -- 50000
(e) NOK of the Officers dying in harness and Officers boarded out will get the full amount on completion of 75 years of age. Rs 20,000/- from AOBFand Rs 30,000/· from ACWF.(Auth :- SAO 2/S/98)
Life Time Arrears.
13. Life Time Arrears (LTA} is nothing but the amount of pension, or other service entitlements, which are I become due to the pensionerI family pensioner, but could not be paid to the ·pensioner I family pensioner due to his I her death . The LTA is considered as the estate of the deceasedandis payable to the legal heirs. The LTA generally includes :·
a. Broken period of the month for which pension is due ( eg., if the pensioner has
expired on 10/8/2010, his pension for the period 1/8/2010 to 10/82010 will be paid as LTA).
b. Arrears of pension due to increase in DA, Pay Commission, Court Judgements etc.). Kendriya Sainik Board
14. Various types of financial assistance for financially distressed NOK, concessionsand education reservations are available from Central and State Governments. The details of available schemes and application procedures can be viewed at the DGR Website at: http://www.dgrindia.com/directorate/kendriya.html
15 AWWA also has provision for financial assistance under certain circumstances. Details can be viewed at the AWWA website at http://awwa. in/index.php
Canteen Facilities
16. Widows .of officers are entitled to purchase of canteen stores. They are als9 authorised to draw 5 bottles of Liquor per month.(Auth : Army HQ, QMG'S Br. DDGCS letter No 95286/SG/DDGCS dt 26 Sep 12).
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