USEFUL INFORMATION FOR VETERANS

USEFUL  INFORMATION  FOR  RETIRED   OFFICERS/SPOUSES/NOK

                                           COMPILED BY BRIG L VIJAYAN, SM ( RETD)

INDEX

Ser No.                                          Subject                                                                       Page No.

1.   INTRODUCTION                                                                                                         4-11

·         General.                                                                                                              

·         Precautions to be taken by the Elderly Persons.                    

·         Carry Identity Card.                                                                                        

·         Financial Matters.                                                                                             

·         Contact Information.   

RELIEF ON INCOME TAX FOR ARREARS RECEIVED

WE ARE ENTITLED TO SUBSTANTIAL RELIEF ON INCOME TAX ON ARREARS OF ENHANCED PENSION AND  OROP RECEIVED DURING THE F.Y 2015-16

(INCOME TAX ACT 1961 SECTION 89 (1))

              THIS POST IS  NOW 100% COMPLETE TO INCL ONLINE SUBMISSION

The subject has been under discussion on social media with varied views for the last few months. Some one has rightly named the same as expanded jargon as if it is  hell of a task to work out the IT Relief.

    Like wise as for other posts on calculation of Arrears of Pension posted here in this web site in the past we have simplified the entire explanation and the methodology to a Primary Class Maths Play. The relief in income tax amounting to about Rs 20  to 40 thousand  is worth the effort on your part to take advantage of this do it your self solution. Hence do get hold of your IT file and the past ITRs of 6th CPC period and follow the simple steps.

   

RAIL LINK TO VALLEY

RAIL LINK TO KASHMIR VALLEY
 NOTE  - THIS POST IS UNDER CONSTRUCTION


Its my dream to travel in this train when commissioned  from Delhi to Srinagar. The journey will surely be fascinating




SRINAGAR: The rail-link from Banihal to Katra, connecting Kashmir valley with the rest of the country, would be completed by 2020, railway officials

SAMPLE FORMAT OF WILL - FOR YOU

SAMPLE OF A WILL DOCUMENT

Do not ignore writing your will or pend it for tomorrow, do it today. the same is given below.

VETERANS - MUST ACT WHILE IN GOOD HEALTH

ACTIONS TO BE TAKEN BY VETERANS WHILE STILL IN GOOD HEALTH

JUST DONOT POSTPONE THEM EVEN FOR A DAY

1.              While in service, we planned for all contingencies which might occur, whether in official or personal matters. However, after retirement many of us do not display the same meticulousness in our personal affairs. We feel that we still have plenty of time to go and will place our affairs in order In due course of time. When the unexpected happens, the NOK are left to clear an unimaginable tangle of legal and financial issues. It is obviously our responsibility towards our loved ones to organise our personal affairs, while we are still in good health, so that our NOK can receive assets as smoothly as possible. Some measures to ensure this are enumerated in succeeding paragraphs.

DON'T LEAVE YOUR FAMILY IN LURCH

CASE STUDY

PLEASE READ THIS CASE STUDY VERY CAREFULLY -  Life lessons shared   on the Web---

           We always  believe we will live forever. Bad things always happen to others. Only when things hit us bang on your head you realise... Life is so unpredictable.... My husband was an IT guy ...all techie...And I am a chartered accountant...Awesome  combination you may think...

             Techie guy so everything is on his laptop ...his to do list... his e-bill and his bank statements in his email...  He even maintained a folder which said IMPWDS...wherein he stored all login id and passwords for all his online accounts...And even his laptop had a password ... Techie guy so all the passwords were alpha-numeric with a special character not an easy one to crack ...Office policy said passwords needed to be changed every 30 days...So every time I accessed his laptop I would realise it's a new password again... I would simply opt for asking him 'What's the latest password' instead of taking the strain to memorise it.

            

NOMINEE IN BANK ACCTS - LEGAL STATUS

LEGAL ISSUES -WILL YOUR NOMINEE GET THE MONEY ON YOUR DEATH -- HE/SHE WILL NOT MOST PROBABLY

       Did you think that your nominee is the person, who will get all the money

legally from your Life Insurance Policy and Mutual funds investments? Ha!

That is exactly what you’d think if you aren’t aware of the legal aspects.

We assume a lot of things which sounds like they’re obvious, but are not

true from the legal point of view. Today, we’ll concentrate on nominations

in financial products.

   

COMMUTATION OF PENSION - WHETHER OR NOT

COMMUTATION OF PENSION - YES OR NO - VALUE

Whenever any retiring officer approaches us for advice, invariably the question of whether or not to commute the pension comes up. This article deals with this issue so that all officers, retired or retiring, would be able to make up their mind more knowledgeably.

PAYMENT OF OLD ARREARS - WHY NOT AT CURRENT RUPEE VALUE

OLD ARREARS : WHY NOT BE PAID AT PRESENT RUPEE VALUE BY INDEXATION

Since independence there have been numerous cases where the government employees had been denied their rightful dues for some reason or the other, compelling them to take legal recourse to get them after years of  legal battles and counter battles. The net worth of the arrears which, one may get paid after obtaining a favourable decision from the Apex Court after years of delay is many times low due to inflation over the period. The value loss thereby in the current real value of the arrears and the question whether or not the

HOW TO CALCULATE ARREARS FOR A PERIOD

1.    One generally shy away from mathematical calculations to work out the exact arrears over a period due to complication of time to time rates of dearness relief . The experts use EXCEL Sheets on computers for calculations which is not a cup of tea for every one. Using of a calculator is possible only if complicated formulas are not involved.

2.     We bring for you a simplified method of calculation of arrears for the known periods including the period of 5th CPC, the same is explained in simple words in the succeeding paragraphs.

3.     Method - You have known  the amount per month which has been due (Unpaid or outstanding) and the period for which the same has been due. This is how you go about:for the following periods :-
                                                   आगे पढ़ने के लिए  क्लिक करें 

       

HONY CAPT BANA SINGH , PARAM VIR CHAKRA

THE HERO WHO WON A PARAM VIR CHAKRA ON SIACHEN

http://www.rediff.com/news/special/the-hero-who-won-a-param-vir-chakra-on-siachen/20160211.htm

Honorary Captain Bana Singh won the Param Vir Chakra, India's highest ranking gallantry award, for recapturing a Pakistani post on the Siachen Glacier.
Living a retired life in a quiet village in Jammu and Kashmir, he makes you feel that his act of phenomenal courage was part of a soldier's day at work.
Words: Archana Masih/Rediff.com. Images: Rajesh Karkera/Rediff.com

TERMINAL BENEFITS TO NOK

TERMINAL BENEFITS TO NOK ON DEATH OF OFFICER AFTER RETIREMENT 

FAMILY PENSION
1. Ordinary Family Pension.Ordinary Family pension is entitled to the widow and after her death, to eligible children, in case of death of the officer who was in receipt of pension. A son is entitled for Family Pension upto 25 years of age/marriage or earning more than Rs. 3500/- per month. Unmarried/Widowed/divorced daughters are entitled to family pension for life, or till their re-marriage/earning more than Rs. 3500/- per month. The PPO issued to an officer on retirement includes family pension admissible to the widow of officer in case of his death. In such cases, the widow is only required to intimate the death of her husband to the Pension Disbursing Authority

HOW EAST PAKISTAN SURRENDERED - 1971

How east Pakistan surrendered               BY   Lt Gen JFR  Jacob.   

  Though no war goes completely according to plan, this one went  off reasonably well, and on December 13, we were outside Dhaka.

The advance from the north went off well, and though the move of the two brigades was delayed the paradrop took place as planned. By December 13, we had about 3,000 troops outside Dhaka.

Meanwhile the American fleet was moving into the Straits of Malacca. Some in Delhi were panicking. The radio signals we were intercepting from Islamabad to the Pakistani forces in the east said "Fight on, you are getting help from yellow (China) from the north, and white (America) from the south."

The 1971 War: 35 Years On

                                                     आगे पढ़ने के लिए नीचे क्लिक करें 

ACTIONS ON DEMISE OF A PENSIONER OR FAMILY PENSIONER

ACTIONS TO BE TAKEN BY NOK ON DEMISE

OF A PENSIONER OR FAMILY PENSIONER

  1.              The demise if a veteran (pensioner) is a most traumatic moment for his  NOK. No words can ameliorate the pain and suffering of the moment. However, the NOK or the legal heir should realise the need to concentrate on the immediate requirements to ensure the orderly transition  without the veteran / pensioner.

CONTRIBUTION OF THE ARMED FORCES TO THE FREEDOM MOVEMENT IN INDIA

WE THANK MAJ GEN VINAY K SINGH FOR SHARING WITH US ARTICLES FROM HIS BLOG SITE :: http://veekay-militaryhistory.blogspot.in/
Most of us don't know the significant role played by Signals Personnel at Jabalpur in 1946 which shook out the Britishers.
**  WHY DID BRITISHERS LEAVE INDIA IN 1947 ?
                                आगे पढ़ने  के लिए नीचे क्लिक करें 
**  THE STC  JUBBOLPORE MUTINY - 1946
**  STC  JABALPUR MUTINY - 1946  ACTIONS TAKEN TO TRACE OUT THOSE WHO TOOK PART

THAT LITTLE GIRL-I LOST LONG AGO

THAT LITTLE GIRL I LOST LONG AGO

                    by Shruti Dhand

Seeing these little girls play in the Ram Vihar lawns today, my mind wandered off to the thoughts of a little girl I had known years back. She was no different from these little girls with their hair tied up in pigtails. Such a simple and beautiful world she lived in, so colorful and fragrant. Even the little of things brought big joys to her; tensions, responsibilities, suspicion, competition were just another words whose spelling were difficult for her to learn! I still remember her coming back from school, throwing her bag off and all ready for her nap... her appointment with the dream fairy!! Evenings were to be spent with her best friends- her teddies and dolls... she couldn’t wait to share her every little secret with them! There was not a secret she couldn’t share ... the heart so clean and clear!!! Her laugh was in perfect accord with her heart filled with immaculate happiness...! Her eyes on the ever smiling face was the gateway of innocence she held within...with twinkle of the brightest star on a clear night…